Refried beans (cooked beans, water, lard, salt, garlic), pico de gallo (diced tomatoes, diced white onion, diced jalapenos, lemon juice concentrate, chopped cilantro, salt, black pepper), cheddar cheese (cultured pasteurized milk, salt, cheese color, enzymes), sour cream (grade a cultured milk, cream, nonfat milk powder, gelatin), black olives, jalapeno peppers